Apterian – Insurance Working for You

Renters Insurance

As low as $0 when bundled with auto!

Protect Your Personal Property & Pay Less!

Apartment Community Requirements:

Minimum Liability Coverage of $100,000 – Starting @ $15/Month
- Roommates Must Be Listed on the Policy
- Apartment Community Must Be Listed as Additional Insured

Apterian Renters Insurance Offerings:

Liability Coverage of $100,000 – $300,000+
Personal Property Protection
Additional Living Expenses (ALE)
Medical Expenses
Investment in Our Members’ Success
Much More…

Why Choose Us

Cheaper Insurance Quotes
Over 15 Carriers to Choose From
Automatic 6-Month Review to Lower Your Premium

We Invest in Our Members’ Success
Outstanding 24/7 Customer Service
We’re a Certified Apartment Supplier

Insurance prices and coverage vary based on individual circumstances. Terms and conditions apply.

testimonials

We’re not here to sell you—we’ll let our satisfied clients and their success stories do the talking. Here’s how our team has made a difference for them.

I couldn’t be happier with my experience working with Apterian and Frederic! I was paying $351 per month for auto insurance, but after switching to Apterian, I reduced my cost to just $246 per month—and gained more coverage, including Bodily Injury Liability. On top of that, I bundled my renters insurance for only $16 per month, which gave me liability coverage, personal property protection, additional living expenses, and medical expense coverage. What’s even better is that my apartment community requires renters insurance, but their plan only includes liability coverage and costs $15 per month. With Apterian, I got all these extra benefits for just $1 more—and I saved 30% overall by bundling! It feels like I got renters insurance for free. Thank you, Frederic and Apterian, for saving me money while giving me peace of mind with better coverage!

J. Thomas

Apartment Resident

My insurance rates were increasing significantly, and I was struggling to keep up. Thankfully, I found Apterian. After a thorough review of my auto policy, they tailored the coverage to my specific needs and managed to reduce my premiums by over 40%! The savings have been a huge relief, and the customer service I received was outstanding. I’m so impressed that I’ve been referring all my friends to Apterian. They really know how to take care of their customers!

T. Nance

Middle School, Assistant Principal

I travel all over the North America by car, so I needed an insurance company that understood my unique needs. Apterian helped me save money on my auto insurance and addressed other risks I had while on the road. The best part is their amazing customer service—I know I never have to worry about my rates. Apterian is always working in the background to find the best rates for my situation, which gives me peace of mind wherever I go. I highly recommend them!

G. Black

Construction - Insulator

I was referred to Frederic at Apterian Insurance by the Leasing Agent from Element at Kirkwood Apartments, where I had experienced excellent customer service. Frederic provided outstanding insights and education on Renters Insurance, taking the time to explain all my options thoroughly. Not only did he offer me a quote that was just slightly higher than the basic coverage offered by my apartment, but he also helped me secure additional protection, including coverage for my personal property, medical payments, and additional living expenses. Frederic’s customer service was exceptional, and I truly believe he is a valuable partner to Element at Kirkwood. I highly recommend Frederic and will be referring him to my friends and family for their insurance needs.

S. williams

Entrepreneur

Partnering with Apterian has been a game-changer for our community. Their team not only educated our residents about the importance of renters insurance but also offered valuable options that made insurance more affordable—some residents were able to reduce their cost to $0 when bundling with auto insurance. This helped us with resident retention, as they appreciated the savings and the personalized support they received. Most importantly, Apterian enhanced the overall customer service experience in our community. Their 24/7 support gave our residents peace of mind, making our property a more attractive place to live. We couldn't be happier with the partnership!

N. Thomas

Assistant Property Manager

I was incredibly frustrated when my original agent failed to return my calls after my claim was denied. That's when I reached out to Frederic Brown of Apterian and made the decision to change my agent of record to him. Frederic was exceptional; he worked closely with me and guided me through the entire process. Thanks to his dedication and expertise, we were able to get my roof replaced despite the challenge of not finding matching shingles for repair. I am grateful for Frederic's support and highly recommend his services.

j. burgess

Retired Business Executive

Our purpose is to support you in achieving your fullest potential and living your most fulfilling life.

Our Insurance Products

Property

Auto Insurance
Homeowner Insurance
Renters Insurance
Condo Insurance
Landlord Insurance
Motorcycle Insurance
ATV/Off Road Insurance
Boat Insurance
RV Insurance

Business

General Liability Insurance
Business Interruption Insurance
Professional Liability Insurance (Errors & Omissions Insurance)
Workers’ Compensation Insurance
Commercial Auto Insurance
Directors and Officers (D&O) Insurance
Product Liability Insurance
Employment Practices Liability Insurance (EPLI)
Fidelity Bonds (Employee Dishonesty Insurance)
Commercial Umbrella Insurance

Life & Health

Term Life Insurance
Whole Life Insurance
Final Expense Insurance
Guaranteed Issue Life Insurance
Universal Life Insurance
Critical Illness Insurance
Hospital Indemnity Insurance
Accident Insurance
Disability Insurance
Cancer Insurance
Long-Term Care Insurance
Travel Health Insurance

Our Mission

Our mission is to empower our members to safeguard their futures, so they can live their best lives. We provide essential tools and resources to equip our members with the means to protect what matters most to them and to thrive personally. By offering tailored services and support, we aim to cultivate an environment where our members feel valued, secure, and empowered to pursue their goals, contributing to the well-being of their community along the way.

Explore Avenues for a Vibrant Future with Protection

We Would Love To Hear From You

Celebrate independence with Apterian – where we prioritize your needs above all else. As an independent agency, we proudly collaborate with a diverse array of insurance providers, ensuring our members receive tailor-made solutions perfectly suited to their unique requirements. At Apterian, our commitment is unwavering: to empower you with the best possible choices, every step of the way.